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Sokoine University of Agriculture  Institutional Repository (SUA IR). This repository was built and is maintained by the university library  (Sokoine National Agricultural Library-SNAL) , in order to collect, preserve and disseminate scholarly output generated by University research community (staff and students) members.

This repository hosts a variety of openly accessible materials including: scholarly articles and books, theses and dissertations, conference proceedings and technical reports. For assistance about depositing your research output in the repository click here. SUA IR Policy  click here or any queries contact us at snal@sua.ac.tz.

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Communities in SUAIRE

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Now showing 1 - 5 of 14

Recent Submissions

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The role of pass in promoting private commercial farming in Tanzania.
(Sokoine University of Agriculture, 2008) Kiteja N. M
Success for PASS and other stakeholders in promoting commercial farming depends on their ability to anticipate and prepare for the benefits and challenges associated with the process of agricultural commercialisation. This study on the role of pass in promoting private commercial farming in Tanzania was conducted at PASS in Morogoro municipality. The objective of this study was to analyse the role of PASS in promoting private commercial farming and agribusiness. The study used secondary data only, which were subjected to a simple descriptive analysis. Results show that, PASS alone cannot address all the problems hindering agricultural commercialisation due to unfavourable environment for a vibrant commercial farming and complexity of some problems, which call for government interventions. PASS management structure is still that of a project, it is also flat and lean and therefore falls short of an organization that would conveniently and effectively penetrate to the hinterlands of Tanzania. The majority (63%) of PASS clients are in Morogoro region receiving more financial services (37%) than other regions. It was also found that, due to poor information regarding to PASS products and services, there is a tendency of PASS clients in some regions to concentrate on same particular business, which is very risky due to competition and the possible outbreak of diseases. However, due to availability of the CGF funds, PASS is in an overall strong competitive position and it can continue to pursue its current business- or corporate-level strategy profitably. The corporate strategy that PASS is pursuing is to operate in just two core businesses (business development services and financial services) with related diversification. But only financial services are found to contribute more (95%) to PASS competitive advantage than the business development services (5%). This indicates that, the clients mostly need financial services than business development services from PASS.
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The role of women in the indigenous farming system of the Matengo highlands, Mbinga District, Ruvuma region
(Sokoine University of Agriculture, 1997) Mbago M. H
This study on the role of women in the indigenous farming system of the Matengo highlands was done in three villages of Mbinga District. Interest in this study was prompted by the recognition that although there is an increasing number of studies on indigenous farming systems, few studies have concentrated on the role of gender in the development of the indigenous farming systems themselves. This has resulted into the neglect of the women's local innovation and knowledge systems by development planners and agencies, even though women are the ones mostly involved in the indigenous farming systems. The study described the indigenous farming system of the Matengo, and determined the role of women in the indigenous farming system, how the role of women in the indigenous farming system has changed over time, and women's and men's opinions on the existing gender division of labour. A cross-sectional design supplemented by an observation checklist were used in data collection. A total of 104 farmers with equal number of males and females were interviewed using structured questionnaires. Observation checklists were also utilized for twenty farmers out of 104 interviewed. Generally this study revealed that the Matengo system of farming is designed for the mountainous areas in order to reduce soil erosion and maintain the natural fertility of the soil. The gender distribution of work in the Matengo society leaves most of the tedious tasks of farming to women. However their contribution to non-ngoro farming activities cannot be ignored. Apart from their high contribution to ngoro activities as well as non-ngoro activities, the majority of women were not involved in decision making in the family. Also women were found to have less access to land, extension services and credit compared to men. Majority of women farmers suggested that the pattern of division of labour, land ownership and decision making should not be biased towards men in the ngoro system of farming. The disappearance of cooperative working {ngokela) and expansion of the ngoro farms in order to produce crops for sale was reported by the respondents to increase the labour requirement of women. It is recommended that serious sensitization programmes should be employed to open the minds of men towards equal contribution to the farm activities, to make women join various village organisations in order to know and to claim for their rights. Also the dissemination of extension services, credit and other services should target women more deliberately.
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Challenges facing micro finance institutions in Tanzania case study saccos in Dodoma region
(Sokoine University of Agriculture, 2007) Maziku P.
The study sets out to examine the main challenges and lending systems used by SACCOS, the growth and performances of SACCOS in Dodoma region The study was conducted through extensive secondary research, interviews withSACCOS’ managements and clients in the period'between June and December 2006 in Dodoma region. Structured questionnaires were used to gather primary data while focused group discussions were used to extract diverge opinions from board members about challenges. The study reveals that, SACCOS face many challenges that hamper their growth and performance. These challenges include; competition, poor loan repayment and recovery, lack of cooperative skills for management, embezzlement of funds, robberies, weak capital bases for most SACCOS, poor remuneration of employees and shortage of cooperative officers. SACCOS in the region use both individual and group lending approaches. Lending is based on the amount of savings a member has. Basing on study findings it can be concluded that, the available challenges have an impact on the performance and growth of SACCOS. This was revealed in increasing loan delinquency in which 21% and 18% of the total loans disbursed were in arrears for Majengo and Kibaigwa SACCOS respectively and 28% of respondents mentioned existence of lack of cooperative skills among board members. The study recommends that, government, donors and other stakeholders should work together in promoting policies and programmes that support the establishment and growth of SACCOS so as to save the majority poor ordinary Tanzanians. Further more the study recommend on the improvement in SACCOS lending methodologies, by-laws. educating system lor members and managements. To minimize Ioan delinquency by assuring collateral availability for each loan and establishment of a specialised Act which allows SACCCOS to operate as business entity
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The influence of savings and credit co-operative societies on the adoption of improved crop production techniques by smallholder farmers in Songea Rural District.
(Sokoine University of Agriculture, 2001) Maswaga K. A .S
Savings and Credit Co-operative Societies (SACCOs) in the rural areas are assumed to influence the adoption of crop production techniques by smallholder farmers. However, the extent to which SACCOs influence the adoption of crop production techniques by smallholder farmers in the rural areas is not known and this forms the major reason for conducting this study. The general objective of this study was to assess the influence of (SACCOs) on the adoption of recommended use of fertilisers, pesticides, fungicides and agricultural practices in the rural areas. The specific objectives of the study were to determine the extent to which SACCOs are involved in crop production in terms of loan disbursement, supervision and recovery; to compare the factors associated with the adoption of crop production techniques between SACCO and non-SACCO members and to compare between SACCO and non-SACCO members on the adoption of recommended use of fertilisers, pesticides, fungicides and practices on the major cash and food crops in the study area. The study was purposely carried out in Naikesi and Lilondo villages in Songea Rural District based on their accessibility from Songea town and savings status of SACCOs serving those villages. While Naikesi was served by Nguvumali SACCO, Lilondo was served by Wino SACCO. A cross-sectional survey was conducted on a randomly selected sample of 120 smallholder farmers, 60 from each village using structured questionnaire. The sampling frames of SACCO, and non-SACCO members were used to select 30 smallholder farmers each in each village. Collected data were analysed using the Statistical Package for Social Sciences (SPSS) computer programme. The analysis was supplemented by a review of available reports and published material from SACCOs, Agricultural Marketing Co-operatives Societies (AMCs), and Co-operative department. The study revealed that the influence of SACCOs on the adoption of recommended use of fertilisers, pesticides, fungicides and practices was only felt in successful SACCOs (Wino SACCO in this case) where the amount of savings was big enough to provide credit on request, supervision through credit utilisation training and loan recovery was successfully done. Also, successful SACCOs influenced the interaction of SACCO members with institutions such as markets and extension services (where a good link between SACCOs and those institutions existed) and improved their socio-economic status. However, the participation of females in SACCOs was found to be very low. In general, while it is recommended to mobilise the formation of rural SACCOs, strengthening them by improving their savings and management capacity is equally important. Production credit and especially crop production credit must be emphasised through the use of by-laws and/or policy changes. The government, SACCO members, NGOs and other organisations have a role to play in strengthening SACCOs. Credit use training must be encouraged and also females must be encouraged to join SACCOs.
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Inquiring into spouses’ consent to mortgage a matrimonial home in mainland Tanzania: A critical analysis of the law and practice Mzumbe University
(Mzumbe University, 2012) Marwa. M
This study examined the law and practice of inquiring into spouse’s genuine and informed consent to mortgage a matrimonial home in Tanzania mainland. The study focused mainly on bankers and their practices in advancing a loan facility on the security of a matrimonial home. The study was conducted in Morogoro and Dar es Salaam regions in which a survey design was adopted. Random and purposive sampling technique was employed, a sample of 50 respondents was considered in the study. Questionnaires and unstructured interviews were used in soliciting for primary data while secondary data was obtained through review of various documents, both local and international. Descriptive statistical method was used to summarise data obtained, and in the end, data was presented descriptively using percentages so as to reflect the reality of the law and practice of obtaining a spouse’s free, genuine and informed consent to mortgage a matrimonial home in Tanzania mainland. The study reveals that the laws in Tanzania are quite clear on how a spouse’s consent is to be obtained; the problem is on the practice of bankers doing business in Tanzania. Currently, bankers are only concerned with obtaining a spouse’s signature on a standardised consent form. They are not bothered to inquire on how such signature was obtained. Whether the spouse received an independent advice, or was forced to sign, or there was undue influence, or misrepresentation, forgery of signature and the like is not within the ambit of practices of our banks. In the end, the study recommends that banks should adopt standard reasonable procedures in inquiring into spouse’s genuine and informed consent to mortgage a matrimonial home. Banks should also make use of independent advice to spouses and acknowledgement of an advocate that a spouse have been informed and consented to mortgage a matrimonial home. Banks should further be cautioisS in keeping all the records regarding the inquiry of a spouse’s genuine and informed consent to mortgage a matrimonial home rather than relying on the consent form alone.