Browsing by Author "Mulimila, S"

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The role of savings and internal lending communities in women’s economic empowerment: a case of Morogoro municipality, Tanzania
(Sokoine University of Agriculture, 2019) Mulimila, S
The empowerment of women has been associated with development of economies around the world. This study aimed at assessing the contribution of SILC in improving women economic status. The study was conducted in Morogoro Municipal and adopted a cross-sectional research design. Questionnaire was administered to 100 respondents to collect quantitative data while qualitative data were collected from 8-10 FGD participants both men and women. Women’s economic empowerment index scales was developed using five indices to gauge the level of women’s economic empowerment in different spheres; cumulative empowerment index was computed to gauge the overall women economic empowerment. An ordinal logistic regression was used to determine the effect/contribution of SILC to women economic empowerment. It was found that half of the respondents (50%) attained medium level of empowerment. The study concludes that SILC has a great potential to empower women economically. Additionally, the level of empowerment was relatively high in the sphere of economic contribution and control over savings and income. In addition, duration in SILC, involvement in IGAs and education were good predictors of women’s economic empowerment (P<0.005). Thus, it is concluded that, SILC has a great potential to empower women economically. Therefore, it is recommended that stakeholders and NGOs should encourage women to join SILC
The role of savings and internal lending communities in Women’s economic empowerment: a case of Morogoro Municipality, Tanzania
(Sokoine University of Agriculture, 2019) Mulimila, S
Women economic empowerment is increasingly viewed as one of key elements in poverty reduction strategies. Position of women’s economic status in Tanzania has been low compared to men in which about 60 percent of women in Tanzania have low economic status. This study examined the contributions of Savings and Internal Lending Communities (SILCs) towards improving women’s economic status. Specifically, the study examined the main source of income among women, and examined challenges facing women in SILC. The study also assessed the level of women economic empowerment and examined the effect of SILC on women’s economic empowerment. A total of 100 respondents were involved. Primary data were collected using questionnaire which was administered to 100 respondents. Key informant interview Focus Group Discussions were also conducted so as to triangulate information gathered from survey. Descriptive statistics was used to analyze socio-demographic characteristics, the main income generating activities performed by women and challenges facing women in SILC. A Cumulative Empowerment Index (CWEEI) was computed to determine the overall level of women’s economic empowerment. An ordinal logistic regression model was used to analyze the contribution of SILC on women’s economic empowerment. The findings show that majority of women in SILC are involved in petty trading as their income generating activities. It was also found that half of women in the study area have attained medium level of empowerment. In addition, duration in SILC, involvement in IGAs and education were good predictors to women’s economic empowerment (P<0.005). The findings revealed further that, failure to repay the loan on time and lack of entrepreneurial/business management skills are the major constraints facing women. Therefore, it is recommended that stakeholders and NGOs should encourage women to join SILC.