Evaluating economic impact of credit to small-scale farmers: a case study of Turiani division, Morogoro

dc.contributor.authorSipira, Goodluck Loishiro Mellau
dc.date.accessioned2025-03-27T09:57:16Z
dc.date.available2025-03-27T09:57:16Z
dc.date.issued2008
dc.descriptionThesis
dc.description.abstractThe study of evaluating economic impact of credit to small scale farmers was carried out in Turiani division. Specifically the study aimed at evaluating impact of that credit on use of modem agricultural inputs, impact of credit to smallholders’ livelihood and the performance of savings and credit cooperative societies. Both purposive and simple random sampling techniques were used in the sampling process. Purposive technique was used to select the area of study and target population relevant to the study. Six groups of beneficiaries each containing 5-20 members were randomly selected for the study. Equal number of non-beneficiaries was purposively selected from six villages. Therefore a total of 36 borrowers were selected and equal number of non-beneficiaries was selected from six villages of Turiani division. The sampling unit comprised of 36 beneficiaries and 36 non-beneficiaries. These villages were purposively selected due to easy accessibility and the fact that they have many farmers who were using SACCOS services. After the study, results revealed that there is a positive impact in terms of farmers’ use of modem and purchased agricultural inputs, credit on smallholder farmers livelihood and the performance of savings and credit and cooperative societies. The findings from this study will assist the government and other MFIs to formulate procedures to design institutional frameworks for improving credit services to small- scale farmers. Furthermore, the findings of this study will also assist private and public sector to enhance the ability of poor farmer to access credit and consequently improve their living standards through increased earning from their agricultural activities.
dc.identifier.urihttps://www.suaire.sua.ac.tz/handle/123456789/6640
dc.language.isoen
dc.publisherSokoine University of Agriculture
dc.subjectEconomic impact
dc.subjectSmall-scale farmers
dc.subjectCredit cooperative societies
dc.subjectModem agricultural inputs
dc.titleEvaluating economic impact of credit to small-scale farmers: a case study of Turiani division, Morogoro
dc.typeThesis

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