What leads to the success of sustainable investment in rural settings through Village Savings and Loans Associations? The experience of the CARE-WWF Alliance

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dc.contributor.authorNandonde, Felix
dc.contributor.authorKahamba, Judith
dc.contributor.authorLalika, Makarius
dc.contributor.authorSkinner, Althea
dc.contributor.authorSimfukwe, Matrida
dc.contributor.authorMahajan, Shauna
dc.contributor.authorMkusa, Lilian
dc.contributor.authorKipondya, Winfrida
dc.contributor.authorMangi, Halima
dc.contributor.authorKijoji, Abubakary
dc.contributor.authorAlan, Tumaini
dc.contributor.authorLubawa, Galinoma
dc.contributor.authorMakfura, Evergris
dc.date.accessioned2026-07-13T15:53:55Z
dc.date.available2026-07-13T15:53:55Z
dc.date.issued2026
dc.descriptionGlobal Social Challenges Journal • vol XX • no XX • 1–20
dc.description.abstractThis study explores the changes brought by collective sustainable investment (CSI) model through Village Saving Loan Associations (VSLAs) in Tanzania. The CSI model aimed to minimize the impact of environmental degradation and climate change following the longstanding overexploitation of the Great Ruaha River catchment. The study employed qualitative designed and was guided by Lewin’s three stage model. Twelve focus group discussions (FGDs) with women, men, and youth farmers from 2 selected villages in Mufindi and Iringa Districts were conducted. In addition, key informant interviews (KIIs) were conducted with project implementers, village leaders, conservation leaders, community based trainers and Local Government Authorities (LGAs). The collected data were analysed by using latent content analysis. The findings show that adherence to the VSLA constitution by members, the evaluation of environmental impact of the project by VSLA members and the encouragement of non-farm activities investment by members are major reasons for the success of VSLAs in Tanzania. Furthermore, the study concludes that the CSI model can help in achieving sustainable investment whereby farmers are assessing the impact of investment on environmental and biodiversity before issuing of the funds.
dc.identifier.citationDOI: https://doi.org/10.1332/27523349Y2025D000000064
dc.identifier.issn2752-3349
dc.identifier.urihttps://www.suaire.sua.ac.tz/handle/20.500.14820/7778
dc.language.isoen
dc.publisherBristol University Press
dc.subjectSustainable investment
dc.subjectVillage Savings and Loan Associations
dc.subjectLewin’s three stage model
dc.titleWhat leads to the success of sustainable investment in rural settings through Village Savings and Loans Associations? The experience of the CARE-WWF Alliance
dc.typeArticle

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